How Phishing Works
The spoofed email will look extremely similar to one you’d receive from your financial institution or another company you do business with. It might ask you to “verify your account information” or “confirm your billing information”. The link will direct you to a spoofed site that also mimics that of the company they are posing as. When a user visits the fake site, their personal information can be used to create fake accounts in the victim’s name, ruin their credit or even prevent them from accessing their email or account.
While these aren’t all the foolproof ways in which Phishing occurs, there are smart tips you should practice every day. Here are some ways you an quickly spot a fake and prevent Phishing.
- Spelling mistakes and the presence of an IP address in the link within the email
- Lack of a personal greeting, although the presence of one does not mean it’s legitimate
- Absence of partial account numbers from banks and credit card companies
Other Tips To Help Protect Your Privacy
Install a spam filter on your email to prevent accidentally clicking Phishing links. Also make sure that you have a newer browser, such as Microsoft IE8, Mozilla Firefox 3, Chrome and Opera, because they contain special software to automatically check for fraudulent Phishing URLs.